TERMS AND CONDITIONS
Effective Date: September 26, 2026
Last Updated: September 26, 2026
These Terms and Conditions (“Terms”) govern your access to and use of matthewmanuel.co, including educational materials, webinars, courses, coaching, mentoring, communities, communications, and other products or services provided by MMI Holdings.
The Website and educational content may feature Matthew Manuel as the content creator, instructor, presenter, or educator.
By accessing the Website, registering for a webinar, submitting a form, purchasing a product or service, or otherwise using our services, you agree to these Terms.
If you do not agree with these Terms, do not use the Website or our services.
1. COMPANY INFORMATION
The Website is operated by:
MMI Holdings
Content Creator: Matthew Manuel
Website: matthewmanuel.co
References to “MMI Holdings,” “Company,” “we,” “our,” or “us” include MMI Holdings and, where applicable, persons providing content or services on its behalf.
2. EDUCATIONAL PURPOSES ONLY
All information, content, programs, courses, coaching, webinars, presentations, communications, examples, demonstrations, charts, commentary, and other materials provided by MMI Holdings or Matthew Manuel are provided solely for educational and informational purposes.
Nothing provided through matthewmanuel.co constitutes:
Investment advice
Financial advice
Legal advice
Tax advice
Accounting advice
A securities recommendation
A recommendation to purchase or sell any particular security
Personalized investment advice
Portfolio management
Brokerage services
MMI Holdings and Matthew Manuel do not make investment decisions on your behalf.
You are solely responsible for your own financial and trading decisions.
You should consult appropriately licensed financial, legal, tax, or investment professionals before making decisions appropriate to your individual situation.
3. TRADING RISK DISCLOSURE
Options trading, securities trading, and investing involve significant risk.
You can lose some or all of the money you invest or trade.
Options may expire worthless and certain options strategies may expose traders to substantial or potentially unlimited losses.
Past performance does not guarantee future results.
No trading methodology, strategy, educational program, indicator, setup, system, or technique can guarantee profits or prevent losses.
Before trading options, you should understand the risks associated with the specific strategies you intend to use and determine whether those strategies are appropriate for your financial circumstances.
4. NO GUARANTEE OF RESULTS
MMI Holdings and Matthew Manuel make no guarantee concerning your:
Trading performance
Investment returns
Income
Revenue
Profitability
Financial results
Account growth
Win rate
Business results
Personal results
Results vary substantially from person to person.
Your results may depend on numerous factors outside our control, including market conditions, experience, knowledge, available capital, risk tolerance, discipline, decision-making, execution, and individual circumstances.
You may experience losses even after participating in our educational programs.
5. EXAMPLES, TESTIMONIALS, AND RESULTS
From time to time, the Website, advertisements, webinars, or educational materials may reference trading examples, historical results, customer experiences, testimonials, case studies, hypothetical scenarios, or results achieved by Matthew Manuel or others.
Such examples are not guarantees or promises of what you will achieve.
Individual experiences are not necessarily representative of what all users or customers will experience.
Hypothetical, simulated, or historical performance has inherent limitations and should not be interpreted as a prediction of future performance.
6. USER RESPONSIBILITY
You acknowledge and agree that you are solely responsible for:
Evaluating educational information before acting on it
Making your own trading and investing decisions
Determining your personal risk tolerance
Selecting appropriate position sizes
Understanding the products you trade
Performing your own research and due diligence
Complying with applicable laws and brokerage requirements
Seeking professional advice when appropriate
Any decision to trade or invest is made voluntarily and at your own risk.
7. SMS/MMS MESSAGING TERMS
By providing your mobile phone number through matthewmanuel.co and affirmatively opting in to receive text messages, you consent to receive recurring SMS and/or MMS communications from MMI Holdings and Matthew Manuel at the telephone number you provided.
Messages may include:
Webinar registration confirmations
Webinar reminders
Appointment confirmations and reminders
Educational updates
Customer service communications
Follow-up communications
Product or program information
Promotional and marketing messages
Special offers and event notifications
Message frequency may vary.
Message and data rates may apply.
Consent to receive marketing text messages is not a condition of purchase.
Opting Out
You may cancel SMS communications at any time by replying:
STOP
After submitting STOP, you may receive a final confirmation message stating that you have been unsubscribed. No additional marketing messages will be sent unless you subsequently opt in again.
Getting Help
Reply:
HELP
for assistance, or contact us at:
[CONTACT EMAIL]
Carrier Disclaimer
Wireless carriers are not liable for delayed or undelivered messages.
Delivery of SMS or MMS messages is subject to effective transmission by your wireless service provider and is outside the complete control of MMI Holdings.
Mobile Privacy
Mobile telephone information and SMS opt-in consent will not be sold or shared with third parties or affiliates for their own marketing or promotional purposes.
For additional information concerning our data practices, please review our Privacy Policy at:
matthewmanuel.co/privacy-policy
8. EMAIL COMMUNICATIONS
By providing your email address where appropriate, you may receive transactional, administrative, educational, or promotional emails.
You may unsubscribe from promotional email communications using the unsubscribe link contained in those communications.
Unsubscribing from promotional communications does not prevent us from sending necessary transactional or administrative communications relating to services you requested.
9. PURCHASES AND PAYMENTS
If you purchase a product or service, you agree to provide accurate and complete billing information.
You authorize MMI Holdings and its payment processors to charge the payment method you provide for the amount disclosed at checkout or in a separate written purchase agreement.
If a purchase involves recurring payments or a payment plan, the payment schedule and applicable terms will be disclosed to you before purchase or contained within a separate agreement.
You remain responsible for amounts you have validly agreed to pay.
10. REFUNDS AND CANCELLATIONS
Refunds, cancellations, payment plans, guarantees, or other purchase-specific policies may vary between products and services.
Where a separate purchase agreement, checkout page, order form, or program agreement contains refund or cancellation terms, those terms govern that particular purchase.
Unless otherwise stated in writing, purchasing an educational program does not guarantee financial or trading results.
11. INTELLECTUAL PROPERTY
Unless otherwise stated, the Website and materials provided through MMI Holdings are owned by or licensed to MMI Holdings and are protected by applicable intellectual property laws.
This includes, without limitation:
Videos
Course lessons
Webinar materials
Trading education
Written content
Graphics
Presentations
Templates
Worksheets
Training materials
Software or tools
Branding
Logos
Audio
Community content
Purchasing or accessing our materials provides you only with a limited, personal, non-exclusive, non-transferable license for personal educational use.
You may not, without written authorization:
Copy or reproduce materials
Resell materials
Distribute materials
Publish materials
Share account access
Record or redistribute paid training
Upload content to file-sharing websites
Create derivative commercial products based on our proprietary materials
Use our intellectual property to train or build competing commercial educational products
We reserve all rights not expressly granted.
12. ACCEPTABLE USE
You agree not to use the Website or services to:
Violate applicable laws
Attempt unauthorized access to our systems
Disrupt Website operations
Introduce malicious code
Harvest customer information
Impersonate another individual
Abuse, threaten, or harass other users
Redistribute proprietary educational content without permission
Engage in fraudulent activity
Circumvent security measures or access controls
We may restrict or terminate access for violations of these Terms.
13. THIRD-PARTY SERVICES AND LINKS
Our Website or programs may reference or link to third-party services, including:
Brokerages
Charting platforms
Financial websites
Software providers
Payment processors
Social media networks
Webinar platforms
Communication platforms
MMI Holdings does not control third-party companies and does not guarantee their availability, accuracy, reliability, performance, or security.
A reference to a third-party product or service does not necessarily constitute an endorsement.
Your use of third-party services is governed by their own terms and policies.
14. NO BROKER-DEALER OR INVESTMENT ADVISER RELATIONSHIP
Unless expressly stated otherwise in writing, neither MMI Holdings nor Matthew Manuel is acting as your broker, dealer, investment adviser, portfolio manager, fiduciary, financial planner, accountant, attorney, or tax adviser through the provision of the Website or educational services.
No educational relationship creates a fiduciary duty between you and MMI Holdings or Matthew Manuel.
15. MARKET DATA
Market prices, charts, examples, or financial information displayed through our content may be obtained from third-party sources.
Market information can be delayed, incomplete, or inaccurate.
MMI Holdings does not guarantee the accuracy, completeness, or timeliness of third-party market data.
16. DISCLAIMER OF WARRANTIES
To the maximum extent permitted by law, the Website and services are provided on an “as is” and “as available” basis.
MMI Holdings makes no representation or warranty that:
The Website will always be available
Content will be error-free
Educational strategies will be profitable
Information will always be current
Trading platforms or third-party services will operate without interruption
You will achieve any particular financial result
Nothing in these Terms excludes warranties that cannot lawfully be excluded.
17. LIMITATION OF LIABILITY
To the maximum extent permitted by applicable law, MMI Holdings, Matthew Manuel, and their respective owners, officers, employees, contractors, agents, and affiliates shall not be liable for losses arising from:
Trading or investment decisions
Financial losses
Lost profits
Market movements
Options expiration
Brokerage execution
Third-party platforms
Reliance on educational information
Service interruptions
Data loss
Indirect, incidental, special, consequential, or punitive damages
You acknowledge that trading decisions remain exclusively your responsibility.
Nothing in these Terms limits liability that cannot legally be limited.
18. INDEMNIFICATION
To the extent permitted by law, you agree to indemnify and hold harmless MMI Holdings and its officers, owners, employees, contractors, agents, and content providers from claims, liabilities, damages, losses, or expenses resulting from:
Your misuse of the Website
Your violation of these Terms
Your violation of applicable law
Your infringement of another party's rights
19. PRIVACY
Your use of the Website is also subject to our Privacy Policy:
matthewmanuel.co/privacy-policy
The Privacy Policy is incorporated into these Terms by reference.
20. AGE REQUIREMENT
You must be at least 18 years old to purchase our programs or participate in services involving options-trading education unless otherwise permitted with appropriate parental or legal guardian consent and applicable law.
21. CHANGES TO THESE TERMS
MMI Holdings may update these Terms periodically.
The “Last Updated” date displayed above will indicate the most recent revision.
Continued use of the Website following the posting of revised Terms constitutes acceptance of the updated Terms to the extent permitted by law.
22. SEVERABILITY
If any provision of these Terms is held to be unlawful or unenforceable, the remaining provisions will remain in effect to the fullest extent permitted by law.
23. ENTIRE AGREEMENT
These Terms, our Privacy Policy, and any applicable purchase or program agreement constitute the agreement governing your use of the Website and applicable services.
Where a separate signed agreement conflicts with these general Website Terms regarding a specific paid service, the separate agreement controls with respect to that service.
24. CONTACT
Questions regarding these Terms may be directed to:
MMI Holdings
Content Creator: Matthew Manuel
Website: matthewmanuel.co
Email: [email protected]