Privacy Policy

PRIVACY POLICY

Effective Date: September 26, 2026
Last Updated: September 26, 2026

MMI Holdings (“MMI Holdings,” “Company,” “we,” “us,” or “our”) operates matthewmanuel.co and provides educational content, training, coaching, webinars, and related resources created and/or presented by Matthew Manuel.

We respect your privacy and are committed to protecting the personal information you provide to us.

This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit matthewmanuel.co (the “Website”), register for an event or webinar, purchase or access our products or services, communicate with us, or otherwise interact with MMI Holdings.

By using the Website or providing information to us, you acknowledge the practices described in this Privacy Policy.

1. INFORMATION WE COLLECT

We may collect personal information that you voluntarily provide to us, including:

First and last name

Email address

Mobile or telephone number

Billing information

Mailing address

Account or login information

Purchase and transaction information

Webinar or event registration information

Appointment and consultation information

Survey, questionnaire, or application responses

Communications with our team

Testimonials, feedback, or reviews you voluntarily submit

Information submitted through forms on our Website

Any other information you voluntarily provide

Payment information may be collected and processed by third-party payment processors. We may not directly store your complete credit card or debit card information.

2. INFORMATION COLLECTED AUTOMATICALLY

When you access the Website, we and our service providers may automatically collect certain information, including:

IP address

Browser type

Device type

Operating system

Approximate geographic location

Referring website or URL

Pages viewed

Links clicked

Date and time of visits

Time spent on the Website

Cookie and advertising identifiers

Website interactions

Advertising attribution and conversion information

This information may be collected through cookies, pixels, tags, scripts, analytics technologies, local storage, and similar technologies.

3. HOW WE USE YOUR INFORMATION

We may use information we collect to:

Operate and maintain matthewmanuel.co

Provide educational programs, courses, coaching, mentoring, webinars, and other services

Register users for webinars, events, consultations, or appointments

Process orders and payments

Manage customer accounts

Deliver purchased products or services

Provide customer support

Send appointment and webinar reminders

Send educational content and updates

Send promotional communications where permitted

Communicate by email, telephone, or SMS where you have provided appropriate consent

Personalize your Website experience

Measure Website and advertising performance

Perform analytics

Improve our programs, content, products, and services

Prevent fraud, abuse, and unauthorized activity

Enforce our agreements and policies

Satisfy legal and regulatory obligations

Protect our legal rights and the rights of our customers

4. SMS AND MOBILE MESSAGING

If you provide your mobile telephone number and expressly opt in to receive text messages from MMI Holdings and/or Matthew Manuel, we may send you recurring SMS or MMS communications.

These communications may include:

Webinar reminders

Appointment reminders

Educational information

Program updates

Customer service messages

Follow-up communications

Promotional or marketing messages

Information concerning MMI Holdings products, services, events, or offers

Message frequency may vary. Message and data rates may apply.

You may opt out of SMS communications at any time by replying STOP to a message.

You may reply HELP for assistance or contact us at [CONTACT EMAIL].

Consent to receive marketing text messages is not a condition of purchasing any product or service.

Mobile Information and SMS Consent

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

Information sharing with subcontractors or service providers in support services, such as customer service, messaging delivery, telecommunications infrastructure, or other essential operational services, is permitted only to the extent necessary to provide those services.

All other categories of information exclude text messaging originator opt-in data and consent. SMS opt-in information and consent will not be shared with any third parties or affiliates for their marketing or promotional purposes.

We do not sell your mobile telephone number or SMS opt-in consent.

5. EMAIL COMMUNICATIONS

If you provide your email address, we may send you administrative, educational, transactional, or promotional communications.

Promotional emails will generally contain an unsubscribe link.

You may unsubscribe from marketing emails at any time by following the instructions contained in the email.

Even after unsubscribing from marketing emails, we may continue to send transactional or administrative communications related to purchases, appointments, account activity, or other services you requested.

6. COOKIES AND TRACKING TECHNOLOGIES

MMI Holdings and our service providers may use cookies, pixels, web beacons, tags, scripts, and similar technologies.

We may use these technologies to:

Operate Website functionality

Remember user preferences

Understand Website traffic and usage

Analyze visitor behavior

Measure advertising performance

Track conversions

Improve our Website

Personalize advertising

Create advertising audiences

Conduct retargeting or remarketing

You may be able to control certain cookies through your browser settings or through cookie-management tools made available on the Website.

Disabling cookies may affect certain Website functionality.

7. THIRD-PARTY SERVICES

We may use third-party providers to operate portions of our business.

These may include providers for:

Website hosting

Customer relationship management

SMS and telephone communications

Email marketing

Advertising

Analytics

Appointment scheduling

Payment processing

Webinar hosting

Customer support

Course delivery

Automation and data processing

Such providers may process information on our behalf when necessary to perform their services.

We do not authorize these service providers to use SMS opt-in information for their own marketing or promotional purposes.

8. ADVERTISING AND ANALYTICS

We may use third-party advertising and analytics platforms, including services provided by companies such as Meta, Google, YouTube, TikTok, and similar providers.

These services may use cookies, pixels, or similar technologies to collect information regarding Website interactions.

This information may be used to:

Measure advertising campaigns

Attribute leads and purchases

Understand Website usage

Create audiences

Display relevant advertising

Conduct remarketing campaigns

Your interactions with third-party platforms are also subject to the privacy policies of those platforms.

9. OPTIONS TRADING AND FINANCIAL INFORMATION

MMI Holdings and Matthew Manuel provide educational information related to options trading, financial markets, and related subjects.

We do not need access to your brokerage passwords or other brokerage login credentials in order to provide our educational services, and you should not provide such credentials to us.

Any information you voluntarily provide regarding your trading experience, goals, or activities may be used to tailor educational services or communicate with you.

Our collection of such information does not create an investment adviser, broker-dealer, fiduciary, or financial advisory relationship.

10. HOW WE SHARE INFORMATION

We may disclose information:

To service providers assisting us in operating our business

To payment processors to complete transactions

To professional advisers such as attorneys or accountants

Where required by law, subpoena, court order, or government request

To investigate fraud, abuse, security threats, or violations of our policies

To protect the rights, property, and safety of MMI Holdings, Matthew Manuel, our customers, or others

In connection with a merger, sale, acquisition, restructuring, or transfer of business assets

We do not sell SMS opt-in information or consent.

We do not share mobile telephone numbers or SMS consent with third parties or affiliates for their own marketing or promotional purposes.

11. DATA SECURITY

We use reasonable administrative, technical, and organizational safeguards intended to protect information in our possession.

However, no electronic storage, transmission, or information system can be guaranteed to be completely secure.

You provide information electronically at your own risk.

12. DATA RETENTION

We may retain personal information for as long as reasonably necessary to:

Provide our services

Maintain business and transaction records

Satisfy legal obligations

Resolve disputes

Prevent fraud

Enforce agreements

Protect our legal rights

Retention periods may vary depending on the type of information and the reason it was collected.

13. YOUR PRIVACY RIGHTS

Depending on your state or country of residence, applicable law may provide rights relating to your personal information, including the right to:

Request access to personal information

Request correction of inaccurate information

Request deletion of certain information

Obtain information regarding how data is used

Opt out of certain marketing communications

Opt out of certain targeted advertising activities

Request information regarding certain disclosures of personal information

These rights may be subject to exceptions under applicable law.

To submit a privacy request, contact:

[email protected]

We may need to verify your identity before processing certain requests.

14. CHILDREN'S PRIVACY

Our Website and services are not intended for children under 13.

We do not knowingly collect personal information from children under 13.

If we become aware that personal information from a child under 13 has been collected without appropriate authorization, we may take reasonable steps to delete it.

15. THIRD-PARTY LINKS

Our Website may contain links to third-party websites or services.

MMI Holdings is not responsible for the privacy practices, security, accuracy, or content of third-party websites.

You should review the privacy policies of third-party websites before providing them with information.

16. CHANGES TO THIS PRIVACY POLICY

We may update this Privacy Policy from time to time.

Changes will be reflected by updating the “Last Updated” date at the top of this page.

Your continued use of the Website following the posting of an updated Privacy Policy constitutes acknowledgment of the revised policy.

17. CONTACT US

For questions regarding this Privacy Policy or our privacy practices, contact:

MMI Holdings
Content Creator: Matthew Manuel
Website: matthewmanuel.co
Email: [email protected]